Hey, remember those annoying “Hey! Download Cash App with my code for $5!” texts that cluttered your phone? What if I told you they could land you up to $147 in your pocket—like a surprise stimulus check without the wait? In a massive win for everyday folks tired of spam, Cash App just settled a class action for $12.5 million. If you’re in Washington state and got hit with those unsolicited messages, this could be your easy cash grab. Stick around as we break it down—history, how to claim, and why it’s a game-changer for stimulus check fans chasing quick relief.
What Is the Cash App Spam Text Settlement?
Picture this: You’re scrolling texts, and bam—another referral spam from Cash App’s “Invite Friends” program. This $12.5 million class action settlement resolves claims that Block Inc. (Cash App’s parent) violated Washington law by enabling unsolicited commercial texts. No admission of guilt, but it’s a payout for affected users. Think of it as accountability turning annoyance into stimulus check-style rewards. Over 2 million potential class members could share the fund.
The Backstory: How Did This $12.5M Deal Come About? {#backstory}
It all kicked off in November 2023 when plaintiff Kimberly Bottoms sued in Washington federal court. She argued Cash App’s referral tool let users blast spam texts without consent, breaching the state’s anti-spam laws. Texts like “Try Cash App with code FVRJ1PH for $5” flooded phones from November 14, 2019, to August 7, 2025. Block fought back, claiming no direct role, but settled in June 2025 to move on. This echoes broader fights against digital overreach, much like past stimulus debates on consumer protections.
Why This Settlement Matters Now—Like a Mini Stimulus Boost
In 2025, with inflation biting and stimulus check talks quiet, this $12.5M pot feels like free money from everyday gripes. It highlights how tech giants must respect privacy—spam texts cost time and sanity. For stimulus check enthusiasts, it’s a reminder: Class actions can deliver real relief, potentially padding your wallet by $100+. Plus, it pushes apps toward better consent rules, benefiting us all in a mobile-first world.
How to Claim Your $88–$147 Payout: Step-by-Step Guide
Ready to cash in? First, check eligibility: You got a Cash App referral text in Washington between 2019–2025, without prior consent. Head to the official site (bottomstextsettlement.com). Submit your phone number and a quick attestation form by the deadline—claims closed October 27, 2025, but late checks might still fly if you’re in the class. Expect pro-rata shares after fees; a fairness hearing hit December 2. It’s simpler than filing taxes—pure stimulus check vibes!
| Step | Action | Timeline |
|---|---|---|
| 1 | Verify eligibility via phone records | Now |
| 2 | Fill online claim form | By Oct. 27, 2025 (or check for extensions) |
| 3 | Await approval and payout | Post-Dec. 2 hearing, 2026 |
| 4 | Deposit funds | Automatic to verified account |
Key Stats and Facts on Cash App’s Spam Saga
This isn’t small potatoes. Here’s a quick snapshot of the numbers behind the noise.
| Fact/Stat | Details |
|---|---|
| Settlement Amount | $12.5 million total fund |
| Potential Payout Range | $88–$147 per valid claim |
| Affected Users | Nearly 2 million Washington phone numbers |
| Time Period | Nov. 14, 2019–Aug. 7, 2025 |
| Similar Cases | Cash App’s $15M data breach settlement in 2024 |
Fun fact: Referral programs like this drove Cash App’s growth but sparked over 1,000 complaints yearly on spam alone. It’s a win for the little guy!
Pro Tips: Maximize Your Claim and Dodge Future Spam
As your friendly guide, here’s how to nail this and stay spam-free:
- Dig up old texts: Search your phone for “Cash App” codes—evidence seals your claim.
- Opt out everywhere: Use apps like RoboKiller or hit unsubscribe fast.
- Watch for emails: Class notice? You’re golden—don’t ignore it.
- Share the news: Tell friends; more claims mean fairer shares, like pooling stimulus funds.
- Stay vigilant: Follow FTC tips on TCPA rights for future windfalls.
These hacks turn frustration into fortune—easy as sending a Venmo.
Frequently Asked Questions (FAQs)
Q: Am I eligible if I moved out of Washington?
A: Nope—must’ve been a resident when you got the text.
Q: What if I already deleted the message?
A: No worries; your phone number in Block’s records qualifies you.
Q: When do payments hit?
A: After final court nod in 2026—patience pays, literally.
Q: Is this like a stimulus check?
A: Kinda! Quick cash for folks, no application hassle.
Q: Can I sue separately?
A: Opting out was an option pre-deadline; now, settle with the class.
Wrapping It Up: Grab Your Piece of the $12.5M Pie
From spam headaches to $147 payouts, this Cash App settlement proves persistence pays off—like a long-awaited stimulus check for the digital age. Key takeaway? Your inbox (or texts) hold hidden value—claim what’s yours and push for better protections. If you’re eligible, double-check that site today. Loved this? Share with a friend who hates spam, or dive into our stimulus check guides for more wins. What’s your biggest app gripe? Drop it below—let’s chat!